Thursday, April 30, 2015

No TDS on post office recurring deposits

Jayant Sinha, Minister of State for Finance has clarified that there will be no TDS on interest earned through post office recurring deposits. 

Jayant Sinha, Minister of State for Finance has clarified that there will be no TDS on interest earned through recurring deposits or RDs of post offices. 

Earlier, Union Budget 2015 had proposed to put RDs under the ambit of TDS. A TDS of 10% has been proposed to be deducted from interest earned of over Rs.10,000 through RDs. However, in order to promote small savings, the government has kept post office RDs away from the ambit of TDS.

In response to the question asked in Lok Sabha, Jayant Sinha, Minister of State in Ministry of Finance said, “The Government proposes to promote the recurring deposits scheme. It  takes  various measures  on  continuous  basis  to  promote  and  popularize  all  small  savings  scheme including post office  recurring  deposit  scheme through  electronic  and  print  media  as  well  as  holding seminars,  meetings  and  providing  training  to  the  various  agencies  involved  in  mobilizing deposits  under  these  schemes.”

Meanwhile, bank RDs will attract TDS on interest earned of over Rs.10,000.